
- Image by augieray via Flickr
As parents get older, one of the most difficult decisions many families have to make is about long term care. Should you try to care for them yourself? What about medical or nursing care? Will they be happier in a retirement community of some kind? How do you make decisions if parents are no longer competent to decide for themselves? What if siblings also disagree? There are many factors to consider. Fortunately, there are also many options available on the market, and with the right information, you can very likely find one that’s right for your situation.
The degree of care required will depend a lot on the specific details of the situation. Maybe your parents just need someone to come in and take care of certain household chores, and perhaps aid in meal preparation. Maybe they simply need to move to a home that’s all on one level. Some medical conditions can be adequately cared for by an in-home nurse who only stops by a few times a week. All of these options are available through a variety of in-home service providers, independent living retirement communities, and so forth.
Generally, there are five types of nursing-home care; each is treated differently by insurance coverage, veteran’s benefits, and so forth. There’s skilled-plus care, skilled nursing care, intermediate care, custodial care, and terminal care. The names are more or less self-descriptive; skilled-plus care involved intensive medical case management, and skilled nursing care is less involved, but still includes highly trained medical professionals. Intermediate care helps someone transition from an acute care situation, such as a hospitalization, back to normal life. Custodial care is for long term cases, such as a parent who can’t be safely cared for at home. Terminal care is, as described, for those with terminal illnesses. Senior/elder care decisions are difficult, but many solutions are out there.










