One of the things you can do is get a prepaid card and load it with the right amount to pay for your medications, so the money will be there when you need it. You can also talk to the companies that make your medications. Some of them offer discount cards that are good for a year or more. You’ll be able to save money that way, and you can use the money you buy something else you need. Money can be very tight when the economy is bad, but you still need your medication.

Don’t be shy about asking for help from your doctor, the pharmacy, the company that makes your medication, and any charitable organizations in your area that help people with medical expenses. There’s no harm in asking, and you may just find some people willing to help you. Much of that will depend on your income level and the cost of your medications, but you won’t know whether you qualify for any help until you ask around. Some people don’t like to do that because they feel embarrassed, but there’s nothing embarrassing about saving money.

Millions of Americans rely on prescription drugs to keep their bodies healthy and well. The cost of prescription medications has gone through the roof lately, and many suspect it will continue to climb. Some manufacturers have raised medication costs to offset lost income due to the recession. While it seems a vicious cycle, there is light at the end of the tunnel. By following a few pointers, you can get the prescriptions you need for free or for a much lower price.

At your next doctor’s visit, ask for free samples of your current and any new medications. When your doctor writes a prescription, ask him to allow for a generic medication in place of a name-brand one. Often times, generic products will cost you considerably less and work just as well. Some physicians and clinics have financial assistance programs to help you obtain the medications you need.

Many drug manufacturers offer programs to help patients who were laid off or who don’t have medical insurance with free prescriptions for up to a year. Pfizer offers some of its most commonly prescribed medications like Lipitor, Lyrica, Viagra, and Celebrex on its program. You must apply for the programs, and the company may ask for proof of employment termination, insurance availability, or income, dependent upon which business you work with. Manufacturer programs don’t usually apply to new prescriptions and are no longer in effect if you start getting health insurance coverage.

Some retailers offer a large amount of generic drugs for a very low amount. You can find prescriptions as low as $4. Check with your local pharmacies, even locally-owned, smaller pharmacies, as they may be competing with national retail programs, reducing the cost of some medications. When you do a little extra work, you can get the medications you need without breaking the bank.